
Office Employee
Metro Manila
"The app was easy to use and the steps were very clear. It felt much more convenient than traditional borrowing."
Maya Agad is operated by AMAROSA LENDING CORP. (SEC Registration No. CS201719300, Certificate of Authority No. 2352), working in partnership with KAYAMO ATLAS LENDING Corp. (SEC Registration No. CS201914952, Certificate of Authority No. 3075).
KAYAMO ATLAS LENDING Corp. is the licensed lending entity responsible for all loan approvals, disbursements, and collections. Together, we provide fast, secure, and fully compliant personal loans across the Philippines.
Approval Speed
User Satisfaction
Secure Transactions
100% online application.
No collateral. No office visits.
Just fast approvals and direct cash release.
Employees, small business owners, freelancers, and anyone who needs quick access to cash in the Philippines.
Clear terms. No hidden charges.
We treat every borrower with respect and fairness.
Get the official Maya Agad App from the App Store and register using your mobile number.
Fill in basic info and upload a clear photo of your valid government ID (UMID, SSS, Driver's License, etc.).
Our intelligent system evaluates your application immediately. No intrusive phone calls or complicated background checks.
Once approved, the funds are wired straight to your preferred e-wallet or bank account automatically.
Repay on time to automatically boost your credit score, unlocking higher loan amounts and lower interest rates next time.
Your personal data is fully encrypted under National Privacy Commission standards. Your contacts are always safe with us.
Min Loan (₱)
Max Loan (₱)
Days Max Term
Max APR(18%)

Metro Manila
"The app was easy to use and the steps were very clear. It felt much more convenient than traditional borrowing."

Cebu City
"I was able to apply directly on my phone during my break. The experience felt smooth and modern."

Davao
"Maya Agad made things feel simpler for me. The instructions were easy to follow and the support team replied quickly."

Quezon City
"Compared to other apps I tried before, this one felt cleaner, faster, and easier to understand."